American born child of Indian parents!

After 9 months of anxiety, caution, happiness, dietary discipline, dedication and hard-work…

An immigrant’s dilemma — to own or rent in America?

One evening, while I was discussing some finances with my parents who were visiting from India, my Dad suggested “Why don’t you buy a home instead of spending so much money on rent?” That got me thinking — the situation was optimal to…

Real cost of owning a home in America

When the real estate market crash in America led to a widespread slump for all trades, the ever soaring rental market in the Bay Area was also impacted. Rents of apartments and arrogance of leasing companies in the Bay Area were at unprecedented lows. It was a…

Contesting an unjustified traffic citation

Have you ever been pulled over by a cop when you were completely sure you had not violated any law? Moreover, have you received a traffic citation for a violation that you did not commit? I sure have had that experience recently and so have I heard from…

Studying for GMAT? Make a plan!

So you may have been thinking of applying to business school some day — haven’t figured out when — but…

Strategies for determining the offer price on a home

Now that you have found that perfect home, its time to arrive at an offer price. Some buyers, particularly in hot real estate markets such as the Bay area, take the approach of “make an offer the buyer cannot refuse” even if it means that…

So you want to get an MBA?

It is a great time to be graduating form business school. The economy is doing really well and companies are scouting b-school campuses to recruit top talent by offering top dollar. This has led to an increase in the number of people becoming interested in pursuing an MBA.

Evils of Mortgage Insurance — can it be avoided?

Society has devised a strange solution for dealing with people who do not play by the rules. It penalizes 100% of the players in advance for the likely mistakes that about 20% of them will commit at some point in time. And this solution, my…

Financing the cost of your MBA education and recovering it back!

But isn’t business school education very expensive?

Yes it is! But then your growth potential will be limitless. If your salary is not already very high, then you will be able to recoup the…